SKILLED REPRESENTATION FROM A FAMILY RUN LAW FIRM
The Fresh Start You Deserve
Difficult debt situations can happen to anyone. People from all walks of life have taken advantage of the protections and fresh start offered through the Bankruptcy Code.
You Owe It To Yourself To Learn More
The simple fact of the matter is that most people should have filed for bankruptcy long before they ever consider it. When difficult debt is affecting your life, you need to educate yourself about all of the options.
There are two types of bankruptcy that are beneficial to most individuals and families:
- Chapter 7 bankruptcy — Also known as liquidation bankruptcy, Chapter 7 allows people to discharge unsecured debts such as credit cards and medical bills will generally being able to keep property such as homes and automobiles.
- Chapter 13 bankruptcy — Chapter 13 is also known as reorganization bankruptcy. In Chapter 13 people are able to reorganize their debts into a three- to five-year repayment plan. This type of bankruptcy is especially good for catching up on arrears and fighting foreclosure. The repayment plan is built around the individual’s or couple’s ability to pay. At the end of the repayment period, certain remaining debt can be discharged.
Are You Afraid Bankruptcy Will Damage Your Credit Score?
In the vast majority of situations, people’s credit scores can begin going up again soon after being discharged from bankruptcy. Bankruptcy can be the beginning of rebuilding credit. Many creditors specialize in offering credit to those who have recently been discharged from bankruptcy.
Decades Of Experience Fighting For Our Clients
At Fendley Law, our firm understands the difficult times people are facing when their finances are overwhelmed by debt. We can help you find the right solution to your debt situation. Further, we can help ensure that when you are discharged from bankruptcy you will be in the best position to begin again. Let us help you get the fresh start you deserve.
A Family-Run Law Firm
We are not a bankruptcy mill. We are committed to finding the right debt solution for you. Our founding attorney Mart Fendley practices law with his children, attorney Jacob Fendley and attorney Elizabeth (Liz) Fendley, as well as attorney Joshua Etson. Let our family help you get back on your feet.
Personal Bankruptcy Attorneys Serving Montgomery County And The Surrounding Areas
For effective guidance you can count on to help you get out from under difficult debt, turn to Fendley Law. To schedule a free initial consultation, call 931-245- HELP (4357) or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.